Your Trusted Partner in Business Protection

Shining Light Companies is your trusted partner in framing business protection strategies, offering solutions that empower businesses to thrive while staying fully compliant. We bring a wealth of expertise to every project, understanding the complexities of your industry and delivering strategies that mitigate risk, drive compliance, and ensure long-term stability.

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Expert Team, Proven Results

● Corporate Compliance Expertise: Our team consists of seasoned professionals with extensive experience in risk management and compliance.

● Certified Professionals: Each team member holds industry-recognized certifications, ensuring high-quality service.

● Proven Results: We have a successful track record of delivering effective compliance solutions across industries.

● Dedicated Approach: Our commitment to excellence drives us to offer tailored strategies that meet the unique needs of every client.

● Highest Standards of Work Ethics: We ensure personalized, attentive service and continuously seek innovative solutions.

About Torrey

Torrey Carlblom is a highly professional individual with an outstanding record of innovation and achievement in business management and development by identifying and managing risks and their associated opportunities and applying finance, strategic thinking, project management and leadership skills to solve problems and capitalize on those identified opportunities.

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Major Projects

Clients: Robert Half Management Resources (RHMR), Wells Fargo, US Bank, Prime Therapeutics, EQ by Equiniti, Apogee, Choice Bank and others

  • Developed a risk framework and associated control framework for major bank trust accounting system upgrade project. The combined frameworks identify and rate risk within processes and roll-up risk calculations into project categories, composite operating units and end-to-end (when combined with front-office line of business risk ratings), prioritize project work effort and ensure controls address risks appropriately
  • Developed and implemented regulatory risk and compliance framework and tools for the newly developed U.S. subsidiary of a United Kingdom based transfer agency. Framework included applications to a) assess and ensure compliance of enterprise and operational functions with U.S. regulatory requirements, b) identify new or changing regulatory requirements and analyzing their pertinence to the business (including GDPR and CPAC). Designed the tools and processes for a department of 2-4 staff and transitioned to internal personnel. Assisted the client’s Internal Audit Department in completing 5 operational audits required in the 2019 Audit Plan.
  • Developed and automated a reporting Dashboard for Compliance and Risk and senior management addressing key risk indicators (KRIs) for Compliance and Risk and for the business. Transitioned the Dashboard to permanent staff for ongoing reporting.
  • Reviewed processes to ensure adequacy and robustness of processes to address regulatory requirements in banking, medical, insurance and other business segments.
  • Developed financial and IT general control environments for multiple clients including documentation, assessment and reporting tools for all financial cycles and IT control domains to meet enterprise risk management needs while enhancing operations and reducing costs.
  • Planned and installed cloud and server-based technologies in client networks to reduce IT costs and improve access to network resources. Generated average returns on investment of 45% to 70% over typical client-server set-ups.

Highlights of Career Positions prior to Consulting

Shining Light Companies
President & CEO, 2001-Present

Choice Connection
Chief Financial & Information Officer, 1999-2001

AgStar Financial Services
Team Leader- CFO Services, Commercial Project, 1997-1999

South Central Technical College
Farm Business Management Instructor, 1996-1997

Year-A-Round Corporation
VP Finance, 1995-1996

Midwest Rural Development
General Manager, 1990-1995

Farm Credit Services
Real Estate Services Officer, 1985-1990
Investment Banker/Broker, 1982-1985

Self-employed Businessman
Carlblom Enterprises, 1973-1982

Areas of Practice

Risk Management

  • Risk profiling, analysis, modeling and assessment
  • Regulatory & compliance (financial services, medical, insurance)
  • Internal Audit
  • ERM
  • Reporting and Dashboards

Strategic Planning & Management

  • Opportunity Capture and Synthesis
  • Project Modeling
  • Statistical Analysis

Financial Management

  • Capitalization and Funding
  • Stakeholder Relations
  • Full Budget and P&L Responsibility

Project Management

  • Process Engineering and Documentation
  • Team Building
  • Change Management

Industry Lines

  • Banking
  • Insurance
  • Medical
  • Agriculture
  • Aviation
  • Manufacturing & Distribution

Computer Applications

  • Microsoft Office Suite (all)
  • Microsoft Visio
  • Microsoft Project
  • IBM Cognos TM1, SPSS,
  • Multiple ERPs
  • Multiple Audit Applications

Prior-held Certifications

  • CISA
  • CRISC
  • GRCP
  • GRCA

Education/Qualifications

  • Master of Business Administration, Minnesota State University, Mankato
  • Bachelor of Science, Liberal Studies, Minnesota State University, Mankato (Cum Laude Scholar)

Get Started on Your Path to Compliance

Reach out now and take the first step toward a secure, compliant future for your organization. Contact us for more information today.

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